ANALISA PENGARUH PEMBIAYAAN SYARIAH DAN PEMBINAAN HUBUNGAN KERJA TERHADAP NON PERFORMING FINANCINGPADA BANK SYARIAH

ILMI, MUHAMMAD BAHRUL (2014) ANALISA PENGARUH PEMBIAYAAN SYARIAH DAN PEMBINAAN HUBUNGAN KERJA TERHADAP NON PERFORMING FINANCINGPADA BANK SYARIAH. Masters thesis, IAIN.

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Abstract

ABSTRACT Syari’ahfinacing is a product of syariah banks which distributes fund from financiers to lenders, while work relation founding is controlling activity in syariah banks financing. Non Performing Financing (NPF) becomes standard of syariah banks in managing problematic syariah financing or particular controlling. This research identified two independent variables called syariah financing product and work relation founding as a factor influencing non performing financing (NPF).The purpose of this research is to analyze the influence of syariah financing and work relation founding simultaneously and partially towards non performing financing in syariah banks. This research was regression quantitative field research, and had been done inMuammalat Indonesia Bankand Danamon Syariah Bank around Solo in 3 months. The populations of this research were15 account officers of Muammalat Indonesia Bankand Danamon Syariah Bank around Solo. The sample of this research was obtained from total sampling technique, which of sample taken form populations. The techniques of collecting data used in this research were documentation, questionnaire, literary study and interview. And the techniques of analysis data in this research used Clasical Asumsion and Regression Analysis. Regression analysis result shows that syariah financing and work relation founding simultaneously has positive and significant effect towards non performing financing of two Syariah Banks (Muammalat Indonesia Bank and DanamonSyariah Bank). It is obtained with probability value 0.003 which is lessthan 0.05 and F value 9.584. Theanalysis result of syariah financing regression towards non performing financingshows the significant effect. It is supported by double linier regression analysis with probability value 0.001 which is less than 0.05. The regression analysis of work relation founding effect towards non performing financing shows insignificant effect. This is shown in the double linier regression analysis which probability value 0.161 which is bigger than 0.05. Keywords: Syariah Financing, Work Relation Founding, Non Performing Financing (NPF), Syariah Bank

Item Type: Thesis (Masters)
Subjects: 2x Islam > 2x4 Fikih > 2x4.2 Muamalah
Divisions: Program Pascasarjana > Manajemen Keuangan Perbankan Syariah
Depositing User: Unnamed user with email syihabumillamanan@gmail.com
Date Deposited: 27 Apr 2016 07:21
Last Modified: 27 Apr 2016 07:22
URI: http://eprints.iain-surakarta.ac.id/id/eprint/168

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