ANALISIS KINERJA BANK SYARIAH DEVISA DI INONESIA DENGAN MENGGUNAKAN PENDEKATAN ISLAMICITY PERFORMNCE INDEX PERIODE 2013-2016

Qurrotunnisa, Qurrotunnisa and Budi, Sukardi, S.E.I, M.S.I (2017) ANALISIS KINERJA BANK SYARIAH DEVISA DI INONESIA DENGAN MENGGUNAKAN PENDEKATAN ISLAMICITY PERFORMNCE INDEX PERIODE 2013-2016. skripsi thesis, IAIN Surakarta.

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Abstract

ABSTRACT This research had purpose to know the business performance and social performance of sharia foreign exchange in Indonesia through the persistence index approach in 2013 to 2016. Business performance measurement were done by using profit-sharing ratio and syariah income vs non-syariah income, while general social performance using Performance Ratio Zakat. Equity Distribution Ratio, Employee Welfare Ratio of Directors. Sampling technique in this research is purposive samplimg. The population in this study was the entire sharia bank foreign exchange applicable to services. Period 2013-2016. The data used in this research is secondary data. The method used in this research is descriptive quantitative method. The results in this research showed that performance of sharia foreign exchange banks in Indonesia during the period 2013-2016 on the ratio of profit sharing ratio / profit sharing ratio was good enough / satisfied enough to Bank Muamalat Indonesia (BMI) and still less good / less In Bank SyariahMandiri (BSM), Bank BNI Syariah (BNIS), Bank Mega Syariah Indonesia (BMSI), and MayBankSyariah (MBS). For business results on the Halal Revenue Ratio (Revenue Ratio of Islam vs non Islam) was good / very satisfied. Meanwhile, the result of zakat performance measurement, equity ratio, and director of employee welfare ratio is not good enough. Keywords: Performance, Sharia Performance Index, Sharia Foreign Exchange Bank ABSTRAK Penelitianinibertujuanuntukmengetahuikinerjabisnisdankinerjasosial bank syariahdevisa di Indonesia melaluipendekatanislamicity performance indexpadaperiode 2013 sampaidengan 2016. PengukurankinerjabisnisdilakukandenganmenggunakanProfit sharing ratiodanIslamic Income vs Non Islamic income, sedangkankinerjasosialdiukurdenganmenggunakanZakat Performance Ratio. Equitable Distribution Ratio, Directors Employee Welfare Ratio. Teknikpengambilansampeldalampenelitianiniadalahpurposive samplimg.populasidalampenelitianiniadalahseluruh bank syariahdevisa yang terdaftarpadaotoritasjasakeuanganperiode 2013-2016. Data yang digunakandalampenelitianiniadalah data sekunderberupalaporankeuangan.metode yang digunakandalampenelitianiniadalahmetodekuantitatifdiskriptif. Hasil yang diperolehdalampenelitianinimenunjukanbahwakinerjabisnis bank syariah Bank syariahdevisa di Indonesia selamaperiode 2013-2016 padarasiopembiayaanbagihasil/ Profit sharing ratiosudahcukupbaik/ sudahmemuaskanpada Bank Muamalat Indonesia (BMI) danmasihkurangbaik/ kurangmemuaskanpadapada Bank SyariahMandiri (BSM), Bank BNI Syariah (BNIS), Bank Mega Syariah Indonesia (BMSI), danMayBankSyariah (MBS). Sedangkanuntukkinerjabisnispadarasiopendapatan halal (Islamic income vs non Islamic income ratio)seluruh bank syariahdevisatergolongsudahbaik/ sudahsangatmemuaskanditunjukandarihasilperhitunganrasiosebesar 99,98% pendapatan yang diperoleh bank syariahberasaldaripendapatan halal danbebasdariunsurriba. Sementaraitu, Hasilpengukurankinerjasosial yang terdiridarizakat performance ratio, equitable distribution ratio, dandirectors employee welfare ratiobelumcukupbaik. Kata kunci :Kinerja, Islamicity performance Index, Bank SyariahDevisa

Item Type: Thesis (skripsi)
Subjects: 300 Ilmu Sosial > 330 Economics > 332 Financial economics
300 Ilmu Sosial > 330 Economics > 334 Cooperatives
Divisions: Fakultas Ekonomi dan Bisnis Islam > Perbankan Syariah
Depositing User: Maha siswa
Date Deposited: 18 Oct 2017 01:30
Last Modified: 18 Oct 2017 01:30
URI: http://eprints.iain-surakarta.ac.id/id/eprint/952

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