PENGARUH PENGGUNAAN INTERNET BANKING DAN DANA PIHAK KETIGA TERHADAP PENDAPATAN LABA BANK UMUM SYARIAH DI INDONESIA PERIODE TAHUN 2012 –2016

Elia, Nasiroh and Budi, Sukardi, S.E.I, M.S.I (2017) PENGARUH PENGGUNAAN INTERNET BANKING DAN DANA PIHAK KETIGA TERHADAP PENDAPATAN LABA BANK UMUM SYARIAH DI INDONESIA PERIODE TAHUN 2012 –2016. skripsi thesis, IAIN Surakarta.

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Abstract

ABSTRACT The purpose of this research is to know the influence of internet banking and Third Party Fund consisting of (demand deposits, saving deposits, and deposits) to Profit of Syariah Commercial Bank in Indonesia period 2012 - 2016. The research method used is quantitative research method. The population in this study are all Sharia Commercial Banks in Indonesia a total of 13 banks. Sampling technique using purposive sampling with consideration of certain criteria and obtained sample in this research as much as 55 annual report from 11 banks which pass in criterion. The results of this study indicate that internet banking variable don’t affect to profit, in prove of t count of 1.521 < t table of 2.00856 with a significance value of (0.135> 0.05). Demand deposits variable doesn’t affect to profit, in proven from t count of 0.445 < t table of 2.00856 with a significance value of (0.658> 0.05). Savings deposits variable have a significant negative effect on profit with t count of -2.460 > t table of 2.00856 and significance smaller than 0.05 (0.01 <0.05). Deposits variable has a significant positive effect to profit with t count of 2.752 > t table 2.00856 and significance smaller than 0.05 (0.00 <0.05). Keywords: internet banking, third party funds, demand deposits, saving deposits, deposits, profit. ABSTRAK Tujuandaridilakukannyapenelitianiniadalahuntukmengetahuipengaruhpenggunaaninternet bankingdan Dana PihakKetiga yang terdiridari (Giro, Tabungan, danDeposito) terhadapLaba Bank UmumSyariah di Indonesia periodetahun 2012 - 2016. Metodepenelitianyang digunakanadalahmetodepenelitiankuantitatif.Populasidalampenelitianiniadalahseluruh Bank UmumSyariah di Indonesia sebanyak 13 bank.Teknikpengambilansampelmenggunakanpurposive samplingdenganpertimbangankriteria-kriteriatertentudandiperolehsampeldalampenelitianinisebanyak55 laporantahunandari 11 bank yang lolosdalamkriteria. Hasilpenelitianinimenunjukkanbahwavariabel internet banking tidakberpengaruhterhadappendapatanlaba, di buktikandari t hitungsebesar 1.521 < t tabelsebesar 2.00856 dengannilaisignifikansisebesar (0.135>0.05).VariabelGirotidakberpengaruhterhadappendapatanlaba, di buktikandari t hitungsebesar 0.445 < t tabelsebesar 2.00856 dengannilaisignifikansisebesar (0.658>0.05).Variabel Tabungan berpengaruhnegatifsignifikanterhadappendapatanlabadengan t hitungsebesar -2.460 > t tabelsebesar 2.00856 dansignifikansi yang lebihkecildari 0.05 (0.01<0,05). VariabelDepositoberpengaruhpositifsignifikanterhadappendapatanlabadengan t hitungsebesar 2.752 > t tabel 2.00856 dansignifikansi yang lebihkecildari 0.05 yaitu (0.00<0.05). Kata kunci :internet banking, danapihakketiga, giro, tabungan, deposito, laba.

Item Type: Thesis (skripsi)
Subjects: 300 Ilmu Sosial > 330 Economics
300 Ilmu Sosial > 330 Economics > 334 Cooperatives
Divisions: Fakultas Ekonomi dan Bisnis Islam > Perbankan Syariah
Depositing User: Maha siswa
Date Deposited: 17 Oct 2017 03:36
Last Modified: 17 Oct 2017 03:36
URI: http://eprints.iain-surakarta.ac.id/id/eprint/932

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