KEPUTUSAN NASABAH MENGGUNAKAN PEMBIAYAAN MODAL KERJA PADA BPRS SUKOWATI SRAGEN CABANG KARANGANYAR

Mahmudah, Yuni nur and Anwar, M. Zaenal (2017) KEPUTUSAN NASABAH MENGGUNAKAN PEMBIAYAAN MODAL KERJA PADA BPRS SUKOWATI SRAGEN CABANG KARANGANYAR. skripsi thesis, Institut Agama Islam Negeri Surakarta.

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Abstract

This study aims to analyze the effect of System and Procedure, Bank Location,Profit Margin, Cost Agreement on Customer Decision Using Working Capital Financing At SRB Sukowati Sragen Karanganyar Branch.The population in this study is all customers who use working capital financing amounting to 67 customers. The sampling technique used saturated sampling (census) with the sample number of 67 customers. By doing data process, this research use SPSS 20 program.This research use multiple linier regression analysis. This analysis is used to test the relationship between two or more independent variables with the dependent variable. Based on the results of research and the results of data analysis and discussion of the results of data concluded that the System and Procedures have a significant effect on customer decisions using working capital financing with a value of 2.825 t counted larger than t table 1.99897 and profitability 0.006 0.05 smaller. The location of the Bank has a significant effect on customer decisions using working capital financing with tcount -5,451 greater than t table 1.99897 and profitability value 0.000 smaller 0.05. Profit Margin significantly affects customer decisions using working capital financing with a value of ts 3,836 greater than t table 1.99897 and profitability value 0.000 smaller 0.05. Akad cost significantly influenced the decision of customers using working capital financing with a tally of 5.023 larger than t table 1.99897 and profitability value 0.000 smaller 0.05. Keywords: System and Procedure, Bank Location, Profit Margin, Cost of Contract and decision of decision.

Item Type: Thesis (skripsi)
Subjects: 2x Islam > 2x4 Fikih > 2x4.2 Muamalah
Divisions: Fakultas Ekonomi dan Bisnis Islam > Perbankan Syariah
Depositing User: Maha siswa
Date Deposited: 27 Dec 2018 03:54
Last Modified: 27 Dec 2018 03:54
URI: http://eprints.iain-surakarta.ac.id/id/eprint/2640

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