PERSEPSI UMKM INDUSTRI RUMAH TANGGA BATIK LAWEYAN TERHADAP PERAN PERBANKAN SYARIAH

Zunia Rini, Hana and zainal anwar, mokhamad (2018) PERSEPSI UMKM INDUSTRI RUMAH TANGGA BATIK LAWEYAN TERHADAP PERAN PERBANKAN SYARIAH. skripsi thesis, Institut Agama Islam Negeri Surakarta.

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Abstract

This study aims to determine the perception of SMEs home industry batik Laweyan the role of sharia banking. This research is a qualitative research with descriptive analysis. This research was conducted in Kampung Batik Laweyan by interviewing 13 informants in depth. The result of the research shows that the perception of SMEs home industry batik Laweyan toward the role of syariah banking is a bad perception. Negative perception appears among laweyan batik business actors due to unknown products - products of sharia banking itself. In addition, the role of sharia banking against SMEs home industry Laweyan batik is still lacking. This is evidenced by the lack of participation of Islamic banks in solving the problems faced by UMKM batik in Laweyan especially the problem of capital. Therefore, sharia banks need to approach the UMKM batik Laweyan by way of socialization. In addition to financing programs, SMEs home industry batik Laweyan also still need assistance program. First, financial management because laweyan batik business actors do not do bookkeeping in their business. Second, is the assistance in the path of financial transactions for sale and purchase on export because Laweyan batik business actors do not know the flow or the mechanism of financial transactions to export transactions failed. By providing assistance programs, the community will automatically recognize Islamic banks without having to socialize the sometimes ineffective. Factors - factors that affect SMEs home industry Laweyan to be interested or not interested in becoming a sharia bank customers there are 3 factors. First, the original factor that comes from the sharia bank itself. Both internal factors are sourced from individuals (business actors batik Laweyan) based on experience. Third, external factors are sourced from outside the individual self or from environmental factors that require lawey batik business practitioners to use sharia bank. SMEs home industry Laweyan gets information about access financing in syariah bank that is syariah bank which offer financing to laweyan batik business actor to place of business or home. Strategy door to door actually been efficient, considering the time laweyan batik business is limited. Not only limited to offer it but sharia banking need to provide understanding or introduce products to laweyan batik business actors so that the offer becomes effective.

Item Type: Thesis (skripsi)
Subjects: 2x Islam > 2x4 Fikih > 2x4.2 Muamalah
Divisions: Fakultas Ekonomi dan Bisnis Islam > Perbankan Syariah
Depositing User: Maha siswa
Date Deposited: 27 Dec 2018 03:49
Last Modified: 27 Dec 2018 03:49
URI: http://eprints.iain-surakarta.ac.id/id/eprint/2556

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