TINJAUAN FATWA DSN NO. 47/DSN-MUI/II/2005 TERHADAP PENYELESAIAN PEMBIAYAAN MURABAHAH YANG MACET DI KSPPS BINA INSAN MANDIRI KARANGANYAR

Azis, Kholiqul and Julijanto, Muhammad (2018) TINJAUAN FATWA DSN NO. 47/DSN-MUI/II/2005 TERHADAP PENYELESAIAN PEMBIAYAAN MURABAHAH YANG MACET DI KSPPS BINA INSAN MANDIRI KARANGANYAR. skripsi thesis, IAIN Surakarta.

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Abstract

Kholiqul Azis, NIM: 142111054 "Review of DSN Fatwa No. 47 / DSN-MUI / II / 2005 Against Finishing Mura>baha Murder Finish in KSPPS Bina Insan Mandiri Karanganyar ". This research is motivated from various competetion of sharia financial institution, which where assisting or supporting economy of small society in economy. And this financial institution offers a variety of products, especially murabahah financing products. But not all products offered run smoothly. A lot of bad financing is caused by the occasional factor of poor clients who can not pay bills because of urgent needs, such as death and more and customers have bad faith. This research is field research, the research that the obyect of research field events. The location of the research is in teh sharia financial institution BIM Karanganyar. Which is located on Jl. Solo-Purwodadi KM. 8 Selokaton, Gondangrejo, Karanganyar. Methods of data collection used by means of observation, interviews, and documentation. The technique of data analysis using qualitative descriptive analysisi technique, which is doing research with observation of a case to get accuracy and clarity, murabaha financing case that happened in financial institution BIM Karanganyar. The results of the research are: (1) measures for handling non-perfoming financing in KSPPS Bina Insan Mandiri are considered to meet the procedures well, with prevention and curative measures such as: revitalizition, collection agent, or execution, and the write of final.(2) concerning the handling or settlement of murabahah financing that is stuck in accordance with Islamic law or not, in the case KSPPS Bina Insan Mandiri Karanganyar ini prevention and settlement proceeds smoothly in accordance with the Islamic legal system. Keyword: Financing Mura>bahah, Loan Financing Factor, Steps Handling financing loss, legal status.

Item Type: Thesis (skripsi)
Subjects: 2x Islam > 2x4 Fikih > 2x4.2 Muamalah
Divisions: Fakultas Syariah > Hukum Ekonomi Syariah Muamalah
Depositing User: Maha siswa
Date Deposited: 20 Dec 2018 02:23
Last Modified: 20 Dec 2018 02:23
URI: http://eprints.iain-surakarta.ac.id/id/eprint/2381

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