PENERAPAN AKAD TABARRU’ DALAM ASURANSI SYARIAH MENURUT FATWA DSN-MUI NOMOR 21/DSN-MUI/X/2001 TENTANG PEDOMAN UMUM ASURANSI SYARIAH(Studi Di Kantor Pemasaran PT. Sun Life Financial Syariah Surakarta Cabang Kartasura)

SAFI’I, DODI and USMAN, USMAN (2018) PENERAPAN AKAD TABARRU’ DALAM ASURANSI SYARIAH MENURUT FATWA DSN-MUI NOMOR 21/DSN-MUI/X/2001 TENTANG PEDOMAN UMUM ASURANSI SYARIAH(Studi Di Kantor Pemasaran PT. Sun Life Financial Syariah Surakarta Cabang Kartasura). skripsi thesis, IAIN Surakarta.

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Abstract

ABSTRACT Dodi Safi'i, NIM: 142111186, "Application of Tabarru Agreement on Sharia Insurance According to DSN-MUI Fatwa Number 21 / DSN-MUI / X / 2001 Regarding General Guidelines for Sharia Insurance (Studies in the Marketing Office of PT Sun Life Financial Syariah Surakarta Branch Kartasura Tabarru' contract is a contract of agreement between two more people without expecting compensation from other parties and is based on mutual assistance and not for profit(non-profit-oriented). Tabarru' agreement in shari'ah insurance is a contract to transfer one's ownership / funds to another person through grants / alms. This contract has not been widely known by people so it is interesting to examine. Moreover, the application of Tabarru' agreement is currently limited to Islamic insurance and has not been found in other economic practices. This research was conducted to find out the application of Tabarru'contract at the Marketing Office of PT. Sun Life Financial Syariah Surakarta Kartasura Branch and To find out the implementation of Tabarru 'contract contract at the Marketing Office of PT. Sun Life Financial Syariah Surakarta Kartasura Branch is in accordance with DSN Fatwa Number 21/DSN-MUI/X/2001 concerning General Guidelines for Sharia Insurance.The type of research used in this study is qualitative in the form of field research (Research field). The method used to conduct data collection is the method of interviewing, observation, and documentation. Data analysis techniques used are Deductive techniques. This study uses the nature of Descriptive Analysis research. The results of this study indicate that the Tabarru 'contract in the Marketing Office of PT. Sun Life Financial Syariah Surakarta Kartasura Branch is in accordance with DSN-MUI Fatwa Number 21/DSN-MUI/X/2001 concerning General Guidelines for Sharia Insurance. However, it is unfortunate that the change in contract entered into the Tabarru contract of the marketing office of PT. The Sun Life Financial Syariah branch of the Kartasura branch allows it, while the basic fatwa Number 21/DSN-MUI/X/2001 concerning General Guidelines for Sharia Insurance clearly does not allow. In the application of Tabarru' contract at the Marketing Office of PT. Sun Life Financial Syariah Surakarta Kartasura Branch applies to all Takaful participants. The agreement agreement is signed after completing the Life Insurance Application. Tabarru's fund was obtained from a premium distribution of 20%. The funds collected will then be invested in Islamic stocks and the benefits will be used to help those who get calamity, this is done in accordance with the agreed agreement. Keywords: contract, fund, Tabarru' , application.

Item Type: Thesis (skripsi)
Subjects: 2x Islam > 2x4 Fikih > 2x4.2 Muamalah
Divisions: Fakultas Syariah > Hukum Ekonomi Syariah Muamalah
Depositing User: Maha siswa
Date Deposited: 09 Nov 2018 00:56
Last Modified: 09 Nov 2018 00:56
URI: http://eprints.iain-surakarta.ac.id/id/eprint/1818

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