EFEKTIFITAS PROGRAM PERUMAHAN BERSUBSIDI PADA BANK TABUNGAN NEGARA SYARIAH CABANG SURAKARTA

Ramadhan, Gilang and Budi, Sukardi, S.E.I, M.S.I (2017) EFEKTIFITAS PROGRAM PERUMAHAN BERSUBSIDI PADA BANK TABUNGAN NEGARA SYARIAH CABANG SURAKARTA. skripsi thesis, IAIN Surakarta.

[img]
Preview
Text
132231057 - GILANG RAMADHAN.pdf

Download (4MB) | Preview

Abstract

ABSTRACT This study aimed in investigating the effectiveness of subsidized housing program at BTN Syariah Surakarta. This study belong to descriptive quantitative research. The population were 710 customers of BTN Syariah Surakarta. The technique for collecting sampe was by using purposive sampling. The number of samples was by using Slovin method and got 88 respondents for the sample of this research. Method for collecting primary data was by distributing questionnaire while secondary data was obtained from literature study. The calculation of effectiveness was by using validity test, reliability test and effectiveness criteria. According to the validity test, reliability test and effectiveness criteria, the results of this study was obtained in each instrument effectiveness variables with indicators of resource availability and ease showed the effective results while the accuracy of targets and affordability showed the quite effective results. It can be concluded that the effectiveness of the subsidized housing program as a whole that is 49.6% showed the quite effective results. The results of this study reflected that there were some points that must be addressed in the subsidized housing program with murabahah financing and optimized the role of banking in BTN Syariah Surakarta. Keywords: effectiveness, murabahah financing, subsidized housing ABSTRAK Tujuan penelitian ini untuk mengetahui efektifitas program perumahan bersubsidi pada BTN Syariah Cabang Surakarta. Penelitian ini menggunakan deskriptif pendekatan kuantitatif. Populasi dalam penelitian ini adalah nasabah BTN Syariah Cabang Surakarta sebanyak 710 nasabah. Teknik pengambilan sampel menggunakan purposive sampling, jumlah sampel penelitian menggunakan metode slovin dan diperolah sampel penelitian sebanyak 88 responden. Metode pengumpulan data primer dengan cara menyebarkan kuesioner sementara data sekunder diperoleh dari studi pustaka. Perhitungan efektifitas menggunakan uji validitas, uji reliabilitas dan kriteria efektifitas. Berdasarkan hasil penelitian dari pengujian validitas, reliabilitas dan kriteria efektifitas didapatkan di masing-masing intrumen variabel efektifitas dengan indikator ketersediaan sumber daya dan kemudahan menunjukkan hasil efektif sedangkan ketepatan sasaran dan keterjangkauan menunjukkan hasil cukup efektif. Dapat disimpulkan efektifitas program perumahan bersubsidi secara keseluruhan yakni 49,6% menunjukkan hasil cukup efektif. Hasil penelitian ini mencerminkan bahwa masih terdapat hal yang harus dibenahi dalam program perumahan bersubsidi dengan pembiayaan murabahah dan pengoptimalan peran peran perbankan di BTN Syariah Cabang Surakarta Kata Kunci: Efektifitas, Pembiayaan Murabahah, Perumahan Bersubsidi

Item Type: Thesis (skripsi)
Subjects: 300 Ilmu Sosial > 330 Economics
300 Ilmu Sosial > 330 Economics > 332 Financial economics
Divisions: Fakultas Ekonomi dan Bisnis Islam > Manajemen Syariah
Depositing User: Maha siswa
Date Deposited: 27 Mar 2018 05:10
Last Modified: 27 Mar 2018 05:10
URI: http://eprints.iain-surakarta.ac.id/id/eprint/1707

Actions (login required)

View Item View Item