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UTAMI, JATI RETNO and Muharrami, Rais Sani (2023) ANALISIS PENGARUH BIAYA OPERASIONAL PENDAPATAN OPERASIONAL, NON PERFORMING FINANCING, DAN FINANCING TO DEPOSIT RATIO TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA PERIODE 2018-2022. Skripsi thesis, UIN Surakarta.