TINJAUAN FATWA DSN MUI TERHADAP MEKANISME PENYELESAIAN PEMBIAYAAN BERMASALAH PADA AKAD IJARAH MULTIJASA DI KSPPS BMT TUMANG BOYOLALI

Nahfita, Ermatul and Aminuddin, Ihsan (2017) TINJAUAN FATWA DSN MUI TERHADAP MEKANISME PENYELESAIAN PEMBIAYAAN BERMASALAH PADA AKAD IJARAH MULTIJASA DI KSPPS BMT TUMANG BOYOLALI. skripsi thesis, IAIN Surakarta.

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Abstract

Ijarah Multijasa Financing is a non productive consumptive financing that has a large risk of non-performing financing because it does not make a profit. This research was conducted to find out the mechanism of problem financing settlement on Ijarah Multijasa contract in KSPPS BMT Tumang and its conformity with Fatwa DSN. 44/ DSN-MU /VII/ 2004.This research uses field research or field method using primary data source from direct interview with TOP KSPPS BMT Tumang Boyolali division. The analysis in this discussion is descriptive-qualitative data analysis using Inductive reasoning. The lack of character deepening is the main factor of problematic financing on multijasa ijarah contract in KSPPS BMT Tumang boyolali. BMTs need to be wary of the likelihood of customers deliberately creating bad financing by trying to make a decision based on objective information about the haracter of the customer. The results of this research shows that the mechanism of problematic financing settlement on Ijarah Multijasa contract in KSPPS BMT Tumang Boyolali is in accordance with the Fatwa DSN No. 44/DSN-MUI/VII/2004 by deliberation to reach consensus. It's just that if there is a dispute KSPPS BMT Tumang Boyolali prefer through court than Sharia Arbitration Institution. Keywords: akad, Ijarah Multijasa, Financing problem

Item Type: Thesis (skripsi)
Subjects: 2x Islam > 2x4 Fikih > 2x4.2 Muamalah
Divisions: Fakultas Syariah > Hukum Ekonomi Syariah Muamalah
Depositing User: Maha siswa
Date Deposited: 14 Dec 2018 06:34
Last Modified: 14 Dec 2018 06:34
URI: http://eprints.iain-surakarta.ac.id/id/eprint/2217

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